If your vehicle was in a collision or if it has had a few parts break during your Houston commute, finding the extra cash to pay for repairs can be difficult. However, instead of postponing your repairs, you can apply for car repair financing so you can get the Nissan services you need without paying a large sum upfront. Learn more about car repair financing with bad credit or good credit with South Houston Nissan below, or contact us if you have any specific questions.

WHAT IS CAR REPAIR FINANCING?

Car repair financing, also known as auto repair loans, were designed to help Pearland drivers cover the cost of their vehicle repairs. If you have a newer Nissan model, you may not need car repair financing if you are still within the limits of your warranty or if you have an extended warranty plan. You may also be able to file a claim if you have comprehensive insurance coverage.

If you're outside of your warranty or only have liability insurance, your vehicle repair expenses will not be covered. Extensive repairs could cost a lot of money, and that may put some strain on your finances. Car repair financing can help alleviate some of the financial stress that comes with larger car repairs.

Typically, car repair financing is a personal loan from a lender or a dealership. Whether the loan is secured or unsecured will vary by lender. If the loan is secured, then the vehicle's title will most likely be used as collateral. A credit check is usually required to obtain a car repair loan.

IS CAR REPAIR FINANCING RIGHT FOR ME?

Before deciding on car repair financing, there are a few things you should consider:

• How much is your car worth right now?
• What would it cost to buy a new or used car?
• What are the overall costs associated with the required repairs?

If your car is worth less than the cost of repairs, then it may be a better choice to buy a new or a gently-used vehicle instead. Get a quote on your vehicle repairs from your Pasadena Nissan service center and find the approximate value of your car with websites like Cars.com, Edmunds.com, or Kelley Blue Book. Once you have all the information you need, sit down and calculate the costs to make a final decision.

CAR REPAIR FINANCING WITH BAD CREDIT

If you need car repair financing but your credit score is not where you want it to be, you might be wondering if you can acquire car repair financing. Getting car repair financing with bad credit is possible, but it may be a little more difficult. Expect to pay a higher interest rate on the funds you borrow from your lender if you apply for car repair financing.

SCHEDULE YOUR NISSAN SERVICE TODAY

If you've decided that getting car repair financing is what's best for your family and your Nissan vehicle, you can learn more about the process on our service and parts financing page. You can also schedule a service appointment to get a quote on your repair costs. Contact us today, we look forward to helping you get back on Deer Park roads!