signing a finance contract

Bank or Dealership: What’s the Best Place to Get Auto Financing?

When you’re looking for a new Nissan, choosing the best place to get auto financing can be tough. Everyone hopes to get the best deal possible when purchasing a new vehicle, and South Houston Nissan is here to help! Our dedicated finance team has provided a guide for comparing bank vs. car dealership financing options. That way, you can decide for yourself where to get a car loan in Houston.

What’s the Best Place to Get a Car Loan?

If you’re wondering the best place to get auto financing for your next Nissan, you’ll find you have a couple of options:

  • Your bank or credit union
  • The dealership where you’re purchasing your vehicle

These options both offer different benefits to Pasadena shoppers.

Car Dealership Auto Loans

When you look over the benefits, it becomes clear that car dealerships can be one of the best places to get an auto loan.

  • Our experienced finance team can help you decide between leasing vs. buying your next vehicle
  • Dealership financing is convenient- only one application gets you multiple offers
  • You can better a rate with lenders competing for your business
  • Have credit issues? Dealerships can work with you!
  • You can often take advantage of financing incentives at a dealership
  • You’ll have the option to negotiate things- like your down payment- with a dealership.

Bank and Credit Union Car Loans

Acquiring financing from your bank or credit union can be helpful, as you likely have a longstanding relationship with them. However, you’ll find that the multiple lenders a dealership can access can provide you more competitive rates and terms. Benefits of choosing a bank for your auto loan financing include:

  • Set interest rates
  • Benefits of a pre-existing relationship with your bank
  • You might be able to enjoy a flexible payment schedule

Discuss Your Car Loan Shopping Options at South Houston Nissan

Are you ready to get started on your auto finance journey? If you want to know more about the best place to get a car loan, or just want to know more about car loan shopping, contact us! You can even apply for finance online if you know you’d like to finance in-house. Also be sure to learn more with our team by reading up on the Houston Rodeo concert lineup and Nissan Rogue interior features.

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11911 Gulf Fwy • Houston, TX 77034

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South Houston Nissan

11911 Gulf Fwy Houston, TX

Phone: 833-856-7869


Phone: 833-856-7873

11911 Gulf Fwy Houston, TX


Phone: 833-856-7871

11911 Gulf Fwy Houston, TX


Phone: 833-856-7872

11911 Gulf Fwy Houston, TX
29.6257979 -95.2277551
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South Houston Nissan
South Houston Nissan
11911 Gulf Fwy
Houston, TX, 77034 US
South Houston Nissan 29.6257979, -95.2277551.